Advance Care Planning: A Step-by-Step Guide

Advance Care Planning: A Step-by-Step Guide

Advance Care Planning is an important part of your overall health care plan. By taking the time to think about and communicate your wishes for future medical care, you can ensure that your wishes are respected and that you receive the care you want.

How to Reach Your Financial Goals with Fidelity Goal Booster, Even if You're Not Part of a Company That Offers It

How to Reach Your Financial Goals with Fidelity Goal Booster, Even if You're Not Part of a Company That Offers It

Fidelity Goal Booster is a great tool to help you reach your savings goals. Even if you don't have access to Goal Booster through your employer, you can still use the platform to save for your future. Read our article and find out how.

Christmas Gift Spending Expected to Rise in 2023

Christmas Gift Spending Expected to Rise in 2023

The National Retail Federation predicts that American families will spend an average of $997.73 on Christmas gifts this year, up from $935.59 last year. While this is just an average, it's important to remember that Christmas is just one day out of the year, and it's not worth going into debt.

Boost Your Financial Security: How to Save $1,000 Quickly

Boost Your Financial Security: How to Save $1,000 Quickly

Did you know that the average emergency can be resolved with $1,000? Saving $1,000 can be challenging, but it is possible with discipline and planning. By following these tips, you can reach your savings goal and improve your financial well-being.

How You're Passing Up Money Every Day (And How to Stop)

How You're Passing Up Money Every Day (And How to Stop)

Have you ever found money on the ground? It's a great feeling, right? But did you know that you're passing up on free money every day? Here are a few ways you may be missing out on free money.

Ditch the Budget and Create a Spending Plan

Ditch the Budget and Create a Spending Plan

Around here, we don't use the "B" word. We create sustainable Spending Plans and not budgets. If you find yourself struggling to create your Spending Plan? Here are some tips to help.

Layaway vs. Buy Now, Pay Later: What You Need to Know

Layaway vs. Buy Now, Pay Later: What You Need to Know

Both layaway and BNPL can be helpful financing options for people who need to budget for larger purchases. However, it is important to be aware of the potential risks of BNPL and to use it responsibly.

How to Get Current on Your Bills in 6 Steps

How to Get Current on Your Bills in 6 Steps

Are you tired of being behind on your bills? Do you feel like you're drowning in debt and can't see a way out? If so, you're not alone. Millions of people struggle with past due bills, but there is hope.

How to Build an Emergency Fund and Avoid Credit Card Debt

How to Build an Emergency Fund and Avoid Credit Card Debt

According to Bankrate's 2023 annual emergency savings report, more than half of Americans (57%) are uncomfortable with their current level of emergency savings. Having an emergency fund is essential for financial stability. Building an emergency fund is not always easy, but it is important to make it a priority. $1,000 can resolve many of life's unexpected challenges. Having an emergency fund can help you avoid financial hardship when an emergency comes your way. By following these tips, you can achieve your financial goals and build a more secure financial future.

Understanding Target-Date Funds

Understanding Target-Date Funds

Target-date funds are a popular retirement investment strategy, but there is a lot of confusion about how they work. This article will clear up some of the basics and help you decide if target-date funds are right for you.

Ki jan yo detire dola ou nan fè fas a enflasyon

Ki jan yo detire dola ou nan fè fas a enflasyon

Èske ou remake ke lajan ou toujou pa etann osi lwen ke li te konn fè? Obsèvasyon ou an vrèman kòrèk.

Jere lajan ou se yon vwayaj kontinyèl ak plizyè etap pandan tout lavi ou. Lè w bay tèt ou konesans, ou fè yon etap enpòtan. Koulye a, pran aksyon ak priyorite byennèt finansye ou.

Comment étirer vos dollars face à l’inflation

Comment étirer vos dollars face à l’inflation

Avez-vous remarqué que votre argent ne s’étend toujours pas aussi loin qu’avant ? Votre observation est en effet correcte.

La gestion de votre argent est un voyage continu comportant différentes étapes tout au long de votre vie. En vous dotant de connaissances, vous avez franchi une étape cruciale. Maintenant, agissez et donnez la priorité à votre bien-être financier.

How to Stretch Your Dollars in the Face of Inflation

How to Stretch Your Dollars in the Face of Inflation

Inflation reached a 40-year high in the United States in 2022 and we are still feeling the effects in October 2023. The year-to-date inflation rate in the United States was 5.9% through August 2023. That's almost double what inflation averages historically.

Managing your money is an ongoing journey with various stages throughout your life. By empowering yourself with knowledge, you've taken a crucial step. Now, take action and prioritize your financial well-being.

How to Achieve Your Goals

How to Achieve Your Goals

The beginning of the year is that time where we tend to feel refreshed and I take time to looking at my goals through this eager lens as a means for me to stay focused and continue to move forward. In addition to reviewing my already established goals, I take some time to write down anything that is not on my list. Studies show that we are 42% more likely to achieve our goals if we write them down. In addition to that, one of my favorite passages in the Bible is Habakkuk 2:2-3.

Manage Your Money: My Financial Journey (excerpt)

Manage Your Money: My Financial Journey (excerpt)

Some will say that making money mistakes when you are young is acceptable because you are learning. I say if we learn the principles of wealth management and teach the generations that are to come, they can avoid the pitfalls that caused us to stumble.

I’ve done it all right and done it all wrong. Although I have an undergraduate degree in Finance (from the amazing Florida State University), I did not have one personal finance class throughout my academic career. I graduated with 20+ credit cards. Do you remember the organizers with the slots for cards, I was the person who filled them all up with different credit cards and I was crazy enough to carry them with me. Can we say prime target for identity theft?

Conflicting Goals: Entertainment Vs Preserving Cash

Conflicting Goals: Entertainment Vs Preserving Cash

According to last week’s Wall Street Journal, Netflix gained an additional 16 million new subscribers.

Just this year alone, the stock is up 34%. I call that a win!

The average emergency, prior to the pandemic, could be resolved with $400. That annual Netflix subscription is 39% of what we would need to stash away for an emergency and gain some peace of mind. According to a recent survey by The Wall Street Journal and the Harris Poll, Americans spent an average of $37 per month on streaming services in March 2020. That’s an annual expense of $444. Can we say ching ching again. 

The Hidden Fees of Working from Home

The Hidden Fees of Working from Home

The face of telecommuting has drastically changed in the span of 5 weeks. As we continue to follow stay at home mandates and work remotely, here are a few expense categories that you will probably see rise.

Facing the Fact that You May Not Be Able To Pay Your Mortgage or Rent (Coronavirus Part 5)

Facing the Fact that You May Not Be Able To Pay Your Mortgage or Rent (Coronavirus Part 5)

Many people world wide are facing reduced hours or have been laid off from their jobs completely. Shelter and food are a basic necessities. What do you do if you can’t pay your mortgage or rent?

It is best to address things as soon as you are aware that there may be an issue. This gives you more time and potentially more options. Find out what resources are available to you before your rent or mortgage payments are actually behind.